Highlights of the program features are listed below. Click, the "Details" button for additional information on the benefits, including exclusions and limitations.
Click here to download the pdf brochure.
You receive the following benefits: $70 Annual Deductible for all services and the annual maximum is $2,500. Benefits are paid based on the PPO contracted fee. There is no waiting period. Choose any dentist nationwide or select from one of nearly 65,000 provider access locations.
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Benefits are payable as follows:
Incentive Coinsurance: Incentive Coinsurance: All members will begin at the lowest coinsurance level. Members will advance to year two coinsurance level only if a claim is received in the first Benefit Period Members will advance to year three coinsurance level only if a claim is received in the second Benefit Period. If a claim is not received, members return to the lowest level of coinsurance. The first Benefit Period begins on the effective date of the membership and ends after 12 months have elapsed. Subsequent Benefit Periods begin on the member’s anniversary date.
Dental Rewards - Rewards insureds that care for their teeth and use only a portion of their annual maximum benefit in a year. With its increasing maximum feature, each insured member and dependent earns additional money toward their next year’s annual maximum.
To get the maximum carryover for the next year, you must meet the following requirements:
1) Visit your Dentist during your 1st Benefit Period.
2) Submit a claim within 180 days of service.
3) Total benefits paid for current benefit year visits must be less than $500.
These benefits are provided to USA+ Members by a group Dental Expense policy issued to USA/HC by Ameritas Life Insurance Corp. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. A complete description is contained in the Certificate of Coverage.
Ameritas Group, a division of Ameritas Life Insurance Corp. a UNIFI Company, offers group dental and eye care products nationwide. Ameritas Group’s dental and eye care products (9000 Ed. 01-05) are issued by Ameritas Life.
You receive the following benefits and more: Free eye exam once per year per family member from participating providers; 20% discount on lenses, frames, and other hardware; Up to a 25% discount on laser surgery; There are 32,000 VSP providers nationwide; There’s a VSP provider within ten miles of the homes of 90% of the United States population; Find a VSP provider near you at www.ameritas.com
* These benefits are provided to USA+ Members by a group Dental Expense policy issued to USA/HC by Ameritas Life Insurance Corp. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. A complete description is contained in the Certificate of Coverage. Ameritas Group, a division of Ameritas Life Insurance Corp. a UNIFI Company, offers group dental and eye care products nationwide. Ameritas Group’s dental and eye care products (9000 Ed. 01-05) are issued by Ameritas Life.
When our members travel abroad, they will have peace of mind knowing that should a dental or vision need arise, help is just a phone call away. Through AXA Assistance, Ameritas now offers its dental and vision plan members access to dental or vision provider referrals when traveling outside the U.S. AXA Assistance USA is part of a global organization with offices in more than 30 countries, where AXA Assistance professionals answer calls 24 hours a day. Immediately after a call comes in, an assistance coordinator assesses the situation, provides credible provider referrals and can even assist with making the appointment. Within 48 hours following the appointment, the coordinator calls the member to find out if additional assistance is needed. If all is well, the case is closed. Then, the plan member may submit a claim to Ameritas for reimbursement consideration based on applicable plan benefits.
Providers referred by AXA Assistance USA, Inc. (AXA) are not members of the Ameritas Life Insurance Corp. (Ameritas) PPO Network. Referral to an AXA provider is not a guarantee of benefits, and all policy provisions and limitations would apply.
Note: These provider referral assistance services are independently offered and administered by AXA. Ameritas and its affiliates and subsidiaries do not participate in the selection of these dental and vision service providers and do not oversee or monitor AXA’s performance of these services. Additionally, Ameritas does not warrant or guarantee or make any representation as to the quality of the services provided by AXA or by any dental or vision services provider referred by AXA.
HOW YOU BENEFIT
This benefit entitles you to:
Many individuals lose their jobs due to company relocations, downsizing, or as the result of natural disasters. For most individuals, loss of employment also means a monetary loss. The Benefits Protector program helps cushion the impact of economic downturns that occur. Should you lose your job through no fault of your own, we will be there for you. Your membership dues will be waived and your membership benefits will continue for three (3) months.*
* Certain terms and conditions apply.
Many individuals lose their job due to a company re-location, company downsizing, or as the result of natural disasters. For most individuals, loss of employment also means a monetary loss.
The Benefits Protector program helps cushion the impact of economic downturns that occur. Should you lose your job through no fault of your own, we will be there for you. Your membership dues will be waived and your membership benefits will continue for three (3) months.
(Certain Terms and Conditions Apply)
How To Use Your Benefit
1. Notify USA+ within 20 days of the loss of employment. Notice must be submitted to USA+ at the following address:
2221 East Lamar, Suite 900
Arlington, TX 76006
2. Upon receipt of your written request, USA+ will send you a Benefits Protector application to complete and return to USA+.
3. When the completed form is received, USA+ will contact your former employer and validate the reason for separation.
4. If the employer confirms that the loss of employment was not the result of misconduct connected with your work and you did not voluntarily quit, you will receive a letter from USA+ confirming the continuation of your USA+ membership.
5. If the employer is not able to confirm your loss of employment, you will receive a letter from USA+ stating that we are unable to continue your USA+ membership.
Terms & Conditions
The member is eligible to apply for this benefit only if the loss of employment is not the result of misconduct connected with the member’s work or if the member did not voluntarily quit his/her job. This benefit is not applicable to those individuals that were unemployed when they joined the association.
The Benefits Protector Program is available to Members that have been a Member of USA+ in good standing for at least six (6) months. Please refer to the Membership Agreement for additional information on Good Standing.
The member must notify USA+ within 20 days of the loss of employment. Notice must be submitted to USA+ at the following address:
Upon receipt of the written request, USA+ will send the member a Benefits Protector application to complete and return to USA+.
Proof of Loss
Only those applications where USA+ is able to validate and confirm the reason why the Member lost employment will be accepted. If loss of employment was the result of misconduct connected with the Member’s work or if the member quit his/her job voluntarily, the member is not entitled to receive this benefit.
The effective date of the Benefits Protector will be equal to the last paid date of the Member’s USA+ membership prior to the loss of employment.
USA+ is committed to the promotion of equal access to health care for all Americans. In order to ensure equal access to health care, it is important that there are sufficient medical providers available to serve the public. For that reason, USA+ developed a scholarship program. This program will provide scholarships to outstanding high school seniors that show promise of continued academic performance. This program is only available to dependent children and grandchildren of USA+ members and will allow deserving students to attain their educational goals.
Members that have maintained good standing for at least six consecutive months are eligible to submit a scholarship application on behalf of their dependent children and grand children.
Scholarship Award Criteria
Applicants scheduled course of study must be a medical related field and the recipient must be a full time student (minimum of 12 hours per semester). The selection criteria that will be used will include the following:
• Academic achievement, including grades, rank in class, standardized test scores and achievement test scores. Student must have a minimum GPA of 3.0
• Community/extracurricular involvement
• Participation in specific activities
• Awards and recognition
• Work history
• Personal or family attributes
• Field of Study: Must be health care related, such as: Nursing, Radiology, School of Medicine,Nuclear medicine, etc.
Accident Dental Expense
This benefit provides up to $2,000, less a $100 deductible per Injury, for Dental Expenses resulting from an Injury due to an Accident. Each Covered Person is covered for Injury which is incurred on a 24-hour per day basis.
Accidental Death and Dismemberment
Pays the beneficiary up to $1,000 for the member’s death or loss of certain body parts, or loss of sight, speech or hearing, in a covered accident.
These accident insurance benefits are issued on Form Series GP-1400, are underwritten by Guarantee Trust Life Insurance Company, an IL domiciled life insurance company with main offices located at 1275 Milwaukee Ave, Glenview, IL 60025. Licensed in all states except NY. This product, and its features are subject to state availability and may vary by state. Certain exclusions and limitations may apply, for cost and complete details of coverage, please contact us or your agent. These insurance benefits are not available in AK, CO, FL, KS, MD, MN, MO, MT, NH, NM, NY, RI, UT, and WA.
Guarantee Trust Life Insurance Company (GTL) provides the Accident Medical Expense Benefits coverage and the Accidental Death and Dismemberment, Loss of Sight, Speech and Hearing Benefit coverage. GTL does not provide nor is it affiliated with any of the other programs provided as a part of the membership in USA+.
The association membership fee you will be charged includes the following insurance rates, which are paid to GTL: Member Only/ $.55 Member + 1/ $1.11 Member + Family/$ 1.66
The Policy does not provide benefits for:
The USA+ membership is not an insurance contract. The membership includes insured & non-insured benefits. This is an Association Membership offered and administered by United Service Association For Health Care, P.O. Box 200905, Arlington, TX 76006-0905, 800-USA-1187. Not available in all states. Please contact USA+ for state availability.
This product is not in any way associated with, nor does it meet, the pediatric dental requirments of the Patient Protection and Affordable Care Act (i.e., ACA, Obamacare, etc.)
(800) 872-1187 and email@example.com
Type: Individual1st Month Dues: $74.00Monthly Dues: $74.00Setup Fee: $0.00
Type: Member/Spouse1st Month Dues: $119.00Monthly Dues: $119.00Setup Fee: $0.00
Type: Member/Child1st Month Dues: $119.00Monthly Dues: $119.00Setup Fee: $0.00
Type: Family1st Month Dues: $169.00Monthly Dues: $169.00Setup Fee: $0.00